Disability Income Insurance

How long can you go without an income?

A serious illness or accidental injury can deplete your saving in a relatively short period of time. TransDI® Plus helps replace up to 60% of your salary if you are unable to work because of a disability. You can use the benefit for:

• Mortgage or rent  • Food  • Utilities  • Clothing

• Credit cards and other debts  • Health, life and auto insurance premiums

• Car payments   • Other transportation expenses

Eligible Benefits and Amounts

An employee is eligible to receive benefits

• When totally disabled

• Under a physician’s care

• The accident or sickness is non-work related

• The selected elimination period has been satisfied

Pre-Existing Condition Limitation

• No benefit for a pre-existing condition until the insured has been continuously insured under the policy for 12 consecutive months. Pregnancy is subject to the pre-existing condition.

• Must be performing the duties of his or her occupation for 30 continuous days after the first 12 months of insurance.

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