Membership Eligibility

The eligibility requirements for the TransElite Universal Life Insurance, TranSelect Term Life Insurance, and Short Term Disability Income Insurance through Transamerica Life Insurance Company, Cedar Rapids, IA. 

 
1. You must be an active member to apply for insurance.

2. You must be actively at work and able to perform all duties of your job.

3. If you are a new member, there is a 45 day waiting period before a new member is eligible to enroll. After the 45 day waiting period, you have 30 days to enroll without medical underwriting.

4. There is a one (1) year waiting period for all former members that are now becoming a dues paying member before you are eligible to enroll. After the one (1) year waiting period, you have 30 days to enroll without medical underwriting.

During an open enrollment – the 45 day waiting period is waived for new members. Please see policy specifics for dependent eligibility, if a dependent is currently disabled.

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